Habitat homes are not giveaways. Through volunteer labor and donations of money and materials, Habitat builds, repairs and rehabilitates simple, decent houses alongside our homeowner partner families. These families not only work on their own homes, but they work on other homes as well – giving as they have received.

Our partner families make down payments, pay taxes and have monthly mortgages, but the mortgages are financed by Habitat for no-interest. These mortgage payments allow us to build still more Habitat homes.