The Habitat for Humanity of Texarkana Home Repair Program is part of a nationwide effort through Habitat for Humanity to help low-income homeowners maintain the exterior of their homes. This program is part of Habitat for Humanity International’s broader community development strategy. Groups of volunteers work alongside the homeowner to revitalize their home.
Qualifying homeowners partner with us to externally rehab their homes, which have fallen into disrepair, and often into code citations, loss of homeowners insurance, loss of equity, and ultimately could face mortgage foreclosure. Projects range from minor scrape-and-paint work to full exterior rehabs, including roof replacements. Following repairs, these Habitat families have safer, more accessible, healthier, energy-efficient, and/or more secure homes.
Habitat Texarkana will select a homeowner who has demonstrated financial need and a willingness to partner with the program. Although Habitat has a set income level for selected families, this number is flexible. Homeowners with an existing mortgage must have no outstanding payments, and they must have up-to-date homeowner’s insurance and taxes. Homeowners will be presented with a scope of work outline before the project begins. An affordable cost will then be agreed upon and repaid by the homeowner at a loan rate based on income. Payments will be set at an affordable amount.